Tag Archives: goals

2013 Financial Goals

We are happy with our progress in our goal to become debt free except for our mortgage. We are following Dave Ramsey’s baby steps.  It has become very exciting to see our snowball finally moving.  We are keeping our eye on our goals!  We are finding it very helpful to write yearly goals and share a weekly victory to keep us motivated.  This has been LONG process for us and it can be a struggle to keep motivated.

1.  Increase Deferred Comp/Retirement Savings   DONE!

This is a secondary retirement amount.  We started this account by only putting very little into this secondary retirement account.  We will double our amount we save into this retirement account.  We also have a primary retirement account matched by our employers.

2.  Pay off our Chase Card by March 2013.   DONE! 

3.  Accomplish Tommy’s MCS through 5th grade. DONE!

Tuition paid for 6 years of private elementary school.  A wonderful foundation for our son, worth every single penny.

4   Pay off our last credit card by December 2013.

We are on track to pay our final credit card off just before Christmas, if no major unplanned expenses hit us.  We are so excited to think we will be going into 2014 with no credit card debt!

5.  Update our will to reflect changes we have discussed.

It is time to change our will now that our children have gotten older.   It has been 9 years since we had our will initially written.

What are your 2013 Financial Goals??


Paul and Jen
Faithfully Living Below Our Means!


Goals/Priorities for 2010

I have been reflecting the last few days on the things I would like to improve in 2010.  I must say I am very content with my life.  Of course, there are always things I would like to improve, but overall I am very blessed.  I wake up each day trying to be a better wife, mother and person.  I was looking back at the previous year’s blogs about goals and can really see all the work I have done.   It feels good to know I am making progress.  


My priorities for 2010 remain the same……God, Husband, Children, Home



So do not fear, for I am with you;
do not be dismayed, for I am your God.
I will strengthen you and help you;
I will uphold you with my righteous right hand.

Isaiah 41:10


Goal for 2010:   Time Daily with God’s Word / Our Daily Bread – Daily Devotional



Medically, I have had a good year, with little illness.  But, honestly this is still the area I need to work on the most in my life.  I rarely take time for myself and I spread myself pretty thin a lot of the time.


Goals for 2010:

·Continue to go to the Community Center 2 – 3 times a week to run 

·Establish a better sleep pattern – up by 6:30 am each morning/in bed by 10:00.

·Take medication daily to maintain health.

·Make and Take lunch to work daily



This year I am going to focus on maintaining the progress I have made with Homemaking.  I have a good system and routines in place, but I just fall off the wagon far more often than I would like to and find it so discouraging.


She watches over the ways of her household.- Proverbs 31:27


Goals for 2010:

·Complete Bedtime and Morning Routine Daily

·Complete chores daily from the Motivated Moms Planner

·Wash dishes every evening.


Remember: Be generous with praise – cautious with criticism.

Motherhood is a privilege, and our children our crowning glory. -(1 Timothy 2:15)



We have done very well with living within our means in 2009.Christmas was paid for in cash and no debt was accumulated.  I want to continue this journey with a long-term goal of living Debt Free.

  • Continue Weekly Budget and Debt Repayment Program (Debtproofliving.com)
  • Pay extra towards debt each month.


As I think of this area of my life, I know this is an area that I don’t prioritize.  Partly this is due to my personality.  I am more of an introvert and a bit uncomfortable in social settings, so I avoid them.   I just love being at home with hubby and the kids.  Recently, I noticed this same thing with my son.  He would rather be at home hanging out with us, then going out and experiencing new social experiences.  I can SO relate to that!



That is a run down of my priorities for 2010.  I would not be successful if I was to think I could accomplish goals in every area of my life.  So this year I will focus mostly on my spiritual, physical, financial life and homemaking.  You might think that it would be easier to just make a list of goals.  I think my thinking of each area individually is helpful in really examining what I want to work on.


What are your goals/priorities for 2010????


Wishing you much happiness and success in 2010!